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LEADER 00000cam  2200469 i 4500 
003    TLC 
005    20171005221221.0 
006    m        d         
007    cr unu|||||||| 
008    171005s2017    nyu     ob    001 0 eng d 
020    9781620973042 (electronic bk.) 
035    (OCoLC)995014756 
037    EA87A814-349F-410E-9C80-7C389604715E|bOverDrive, Inc.
040    TLC|cTLC|dTLC|erda 
043    n-us-co|an-us--- 
082 00 364.16/24092|223 
100 1  Echols, Alice,|eauthor. 
245 10 Shortfall|h[Overdrive electronic resource] :|bfamily 
       secrets, financial collapse, and a hidden history of 
       American banking /|cAlice Echols. 
264  1 New York, NY :|bNew Press,|c[2017] 
300    1 online resource 
336    text|btxt|2rdacontent 
337    computer|bc|2rdamedia 
338    online resource|bcr|2rdacarrier 
347    text file|2rda 
380    eBook|2tlcgt 
385    General|2tlctarget 
500    Electronic book. 
505 0  Prologue: captain nothing -- Advertisements for himself --
       The loan man -- Racketeers and suckers -- Slipping through
       your fingers -- Sowing grief -- The port of missing men --
       Orphans in the storm -- Epilogue. 
520    Shortfall opens with a surprise discovery in an attic--
       boxes filled with letters and documents hidden for more 
       than seventy years--and launches into a fast-paced story 
       that uncovers the dark secrets in Echols's family--an 
       upside-down version of the building and loan story at the 
       center of Frank Capra's 1946 movie, It's a Wonderful Life.
       In a narrative filled with colorful characters and 
       profound insights into the American past, Shortfall is 
       also the essential backstory to more recent financial 
       crises, from the savings and loan debacle of the 1980s and
       1990s to the subprime collapse of 2008.  Shortfall 
       chronicles the collapse of the building and loan industry 
       during the Great Depression--a story told in microcosm 
       through the firestorm that erupted in one hard-hit 
       American city during the early 1930s. Over a six-month 
       period in 1932, all four of the building and loan 
       associations in Colorado Springs, Colorado, crashed in an 
       awful domino-like fashion, leaving some of the town's 
       citizens destitute. The largest of these associations was 
       owned by author Alice Echols's grandfather, Walter Davis, 
       who absconded with millions of dollars in a case that 
       riveted the national media. This book tells the dramatic 
       story of his rise and shocking fall. 
533    Electronic reproduction.|bLaVergne|cThe New Press|d2017
       |nAvailable via World Wide Web. 
588    Description based on print version record and CIP data 
       provided by publisher; resource not viewed. 
600 10 Davis, Walter Clyde. 
650  0 Embezzlement|zColorado|vCase studies. 
650  0 Financial crime|zColorado|vCase studies. 
650  0 Savings and loan associations|xCorrupt practices|zColorado
       |vCase studies. 
651  0 United States|xHistory|y1919-1933. 
655  7 Electronic books.|2local 
710 2  OverDrive, Inc.,|edistributor. 
776 08 |iPrint version:|aEchols, Alice, author.|tShortfall|dNew 
       York, NY : New Press, [2017]|z9781620973035|w(DLC)  
856 40 |zClick here to access this title using your Naperville 
       Public Library card|u
856 40 |zClick here to access excerpt|uhttps://