| Description |
1 online resource (192 pages) |
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text file PDF rda |
| Summary |
Describes alternative lending sources for small businesses, as well as traditional funding sources. |
| Bibliography |
Includes bibliographical references and index. |
| Contents |
Introduction; Chapter 1: Funding the American Dream; What Is a Small Business?; Why Does Main Street Matter?; What Would You Do with an Extra 40,000?; There Are Other Financing Options; Amazon.com and Small Business Financing; Small Business Isn't for the Faint Hearted; Plan of the Book; Chapter 2: Building a Relationship with the Bank; Getting to Know Your Banker; It's All About Relationships; 10 Questions to Ask Your Potential Banker; Which Local Bank Is Courting Small Businesses?; Never Forget: Banking Is a Business; Summary; Chapter 3: Keeping Your Relationship Personal. |
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Five Ways to Maintain a Great Relationship with Your BankerYou Better Shop Around; Good Relationships Start with Good Choices; Apples and Oranges in Banking; In a Relationship, Does Size Matter?; Do You Need to Redefine the Relationship?; Your Best Interests at Heart; Keeping the Honeymoon Alive; Improve Your Odds of Success; Summary; Chapter 4: Getting the Right Bank Loan; Term Loans; It's Usually Buried in the Small Print; Could a Term Loan be Just Right for You and Your Business?; A Line of Credit; Secured or Unsecured, That Is the Question. |
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Is a Line of Credit Just Right for You and Your Business?When Is the Timing Just Right?; What Are Interest Rates Doing?; Can You Repay the Loan?; Apply at the Beginning of the Month; One More Thing; Summary; Chapter 5: Navigating the Maze of the SBA; Guaranteed Loan Programs; Other Programs Offered by the SBA; Starting and Expanding Businesses; Basic 7(a) Loan Program; 7(a) Loan Amounts, Fees, and Interest Rates; CDC 504 Loan Program; CDC 504 Loan Amounts, Fees, and Interest Rates; Microloan Program; Disaster Loans; Disaster Assistance Loans; Economic Injury Loans; Export Assistance Loans. |
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Veteran and Military Community LoansPatriot Express; Military Reservist Economic Injury Disaster Loan; Improving the Odds of SBA Loan Success; SBA Loan Application Checklist; Summary; Chapter 6: Angels and Venture Capital; What Is a Venture Capital Firm?; The Pitfalls of VC Funding; Benefits of VC Funding; Before You Pitch Your Business to a VC; What's Your Elevator Pitch?; Do You Know Your Market?; Who Are You Talking To?; Is this VC Firm Right for You?; Pitching Your Business to a Venture Firm; The Angel Down the Street: When Local Investors Come to the Rescue. |
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Where to Look for Angel InvestorsSummary; Chapter 7: The Sun Will Come Out Tomorrow; Preparing Your Loan Package; The Loan Summary; Loan Package Format; Why Alternative Lenders Might Be Better for You; Just What Is an Alternative Lender?; Regrouping and Rethinking Your Desire for a Loan; Summary; Chapter 8: Asset-Based Lending; What Qualifies for an Equipment Loan?; How the SBA Approaches Equipment Loans; Other Types of Asset-Based Lending; "Personal Asset" Lenders: Keep Your Eyes Wide Open; Is an Equipment Loan a Good Option for You?; Finding a Lender; Standard Equipment Loan Terms; Summary. |
| Language |
English. |
| Subject |
Small business -- United States -- Finance.
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Loans -- United States.
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Petites et moyennes entreprises -- États-Unis -- Finances. |
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Prêts -- États-Unis. |
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Loans |
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Small business -- Finance |
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United States |
| Other Form: |
Print version: Kiisel, Ty. Getting a business loan. [Berkeley, Calif.] : Apress, ©2013 9781430249986 1430249986 |
| ISBN |
9781430249993 (electronic bk.) |
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1430249994 (electronic bk.) |
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(pbk.) |
|
(pbk.) |
| Standard No. |
10.1007/978-1-4302-4999-3 doi |
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