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LEADER 00000cam a2200613Ia 4500
001 811051728
003 OCoLC
005 20240129213017.0
006 m o d
007 cr cnu---unuuu
008 120925s2013 cc ob 001 0 eng d
019 841331979
020 9780470827635|q(electronic bk.)
020 0470827637|q(electronic bk.)
020 9780470827642|q(electronic bk.)
020 0470827645|q(electronic bk.)
029 1 NZ1|b15549814
035 (OCoLC)811051728|z(OCoLC)841331979
037 CL0500000213|bSafari Books Online
037 EC849D42-AE5B-4C0E-8231-65ED7E8C667B|bOverDrive, Inc.
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040 N$T|beng|epn|cN$T|dOCLCQ|dYDXCP|dUMI|dTEFOD|dOCLCF|dTEFOD
|dOCLCQ|dEBLCP|dOCLCQ|dOCLCA|dOCLCQ|dZ5A|dVT2|dOCLCQ|dWYU
|dUAB|dAU@|dOCLCQ|dOCLCO|dOCLCQ|dOCLCO|dOCLCL
043 a-cc-hk
049 INap
082 04 346.5125082
082 04 346.5125082|223
099 eBook O’Reilly for Public Libraries
245 00 Banking law and practice.|h[O'Reilly electronic resource]
260 Singapore :|bJohn Wiley & Sons,|c©2013.
300 1 online resource (x, 291 pages)
336 text|btxt|2rdacontent
337 computer|bc|2rdamedia
338 online resource|bcr|2rdacarrier
504 Includes bibliographical references and index.
505 0 Part 1. Bank-Customer Relationship and Account Opening --
Part 2. Banking Operations -- Part 3. Law Relating to
Security -- Part 4. Insolvency.
505 00 |gPart 1.|tBank-Customer Relationship and Account Opening
--|g1.|tContractual Relationships in Law and Practice --
|tLearning Objectives --|tIntroduction --|tDefinition of
'Customer' --|tNature of the Banker-Customer Relationship
--|tBanker and Customer --|tDebtor and Creditor --
|tPrincipal and Agent --|tBailor and Bailee --|tLaws and
Practice --|tCommon Law --|tLegislative Sources --
|tStatutory and Non-statutory Guidelines --|tCode of
Banking Practice --|tMandates --|tPower of Attorney --
|tTypes of Power of Attorney --|tRules in the Use of Power
of Attorney --|tRevocable and Irrevocable --|tEnduring
Power of Attorney --|tPractical Considerations for Banks -
-|tLimitation of Actions --|tTwo-year Limit --|tThree-year
Limit --|tSix-year Limit --|tTwelve-year Limit --|tNo
Limit --|tExtension of Period of Limitation --
|tAppropriation of Payments --|tRule in Clayton's Case --
|tSet-off --|tNo Right of Set-off --|tCode of Banking
Practice --|tBanker's Lien --|tRights of Bank Asserting
lien --|tMatters Excluding Lien --|tBanker's Duty of
Secrecy --|tCommon Law Principle --|tExceptions to Duty of
Secrecy --|tPersonal Data and Consumer Credit Data --
|tWhat is Personal Data? --|tCollection of Data --|tData
Protection Principles --|tUse of Personal Data in Direct
Marketing --|tCode of Practice on Consumer Credit Data --
|tStatement of Account or Passbook --|tWrongful Dishonour
of Cheques --|tArticle II --|tPractical Considerations for
Banks --|tBreach of Contract and Libel --|tExemption
Clauses --|tControl of Exemption Clauses Ordinance --
|tSummary --|tKey Terms --|tStudy Guide --|tFurther
Reading --|g2.|tOpening and Conduct of Accounts --
|tLearning Objectives --|tIntroduction --|tOpening of an
Account --|tConduct of Account --|tMonthly Statements --
|tExamination of Statements --|tPractice Duty of Secrecy
and Personal Privacy --|tPractice Duty of Care --
|tSpecific Issues Affecting the Operation of Accounts --
|tClosing of Account --|tClosure of Account by Customer --
|tClosure of Account by Bank --|tOpening and Conduct of
Accounts for Various Customers --|tPersonal Customers --
|tJoint Customers --|tMinors --|tExecutors and
Administrators --|tTrustees --|tSole Proprietors --
|tPartnership --|tUnincorporated Associations, Clubs, and
Societies --|tSolicitors --|tIncorporated Companies --
|tDefinition of Different Types of Authorities --
|tAuthority of Directors --|tRegistration of Charges --
|tPartnership Converted to a Limited Company --|tHandling
of Cheques of Limited Companies --|tAnti-Money Laundering
and Counter-Terrorist Financing --|tAnti-Money Laundering
--|tThe Money Laundering Process --|tLegislation on Money
Laundering --|tBasic Policies and Principles to Combat
Money Laundering --|tBurden of Proof --|tPower of
Authorised Officers --|tBribery and Corruption --|tCounter
-Terrorist Financing --|tOverview --|tSummary --|tKey
Terms --|tStudy Guide --|tFurther Reading --|gPart 2.
|tBanking Operations --|g3.|tBills of Exchange and
Promissory Notes --|tLearning Objectives --|tIntroduction
--|tNegotiable Instruments --|tRole and Responsibilities
of the Bank --|tBills of Exchange --|tParties to a Bill of
Exchange --|tDating of a Bill of Exchange --|tSignature on
a Bill of Exchange --|tPresentment for Acceptance --
|tNegotiation of a Bill --|tDishonour of a Bill --|tNoting
and Protesting --|tDischarge of a Bill --|tPromissory
Notes --|tPromissory Notes and Bills of Exchange --
|tParties to a Promissory Note --|tNegotiation of
Promissory Notes --|tLiability of the Maker --|tLiability
of the Indorser --|tSummary --|tKey Terms --|tStudy Guide
--|tFurther Reading --|g4.|tOther Banking Operations --
|tLearning Objectives --|tIntroduction --|tCredit Cards --
|tParties to a Credit Card --|tLegal Environment --
|tInternational Card Systems --|tCode of Banking Practice
--|tDirect Debiting --|tStanding Order --|tDirect Debit --
|tAutomated Teller Machines --|tLegal Considerations --
|tElectronic Funds Transfer at the Point of Sale --|tEPSCO
Services --|tLegal Considerations --|tInvestment Advice --
|tLegal Considerations --|tSafe Custody --|tSafe
Facilities --|tContract of Bailment --|tOther Banking
Services --|tHire-Purchase --|tFactoring --|tLeasing --
|tInternet and Phone Banking --|tLegal Considerations --
|tElectronic Transactions Ordinance --|tSummary --|tKey
Terms --|tStudy Guide --|tFurther Reading --|gPart 3.|tLaw
Relating to Security.
505 00 |g5.|tGuarantee --|tLearning Objectives --|tIntroduction -
-|tWhat is a Guarantee? --|tWritten and Oral Guarantee --
|tGuarantee and Indemnity --|tTypes of Guarantees --|tCode
of Banking Practice --|tUndue Influence --|tLegal
Implications --|tExecution of a Guarantee --|tGuarantees
by Minors --|tGuarantees by Partnerships --|tCorporate
Guarantees --|tJoint and Several Guarantees --|tSpecial
Problems --|tDrafting a Joint and Several Guarantee --
|tLiability of Guarantors --|tConditional Guarantee --
|tGuarantee Limits --|tGuarantor's Rights as Against the
Creditor --|tGuarantor's Rights as Against the Debtor --
|tRights of Co-Guarantors --|tDuties of the Creditor Bank
--|tDuty with Regard to Securities Held --|tDuty to
Explain --|tDuty of Disclosure --|tDischarge of the
Guarantor --|tDischarge by Payment, Agreement, or Expiry -
-|tAvoidance of Guarantee --|tDischarge by Conduct
Prejudicial to Guarantor --|tTermination --|tSummary --
|tKey Terms --|tStudy Guide --|tFurther Reading --|g6.
|tMortgage of Land --|tLearning Objectives --
|tIntroduction --|tLand in Hong Kong --|tTenure --|tEstate
--|tConveyancing and Property Ordinance --|tProperty --
|tMortgages --|tLegal Mortgage or Charge --|tEquitable
Mortgage --|tSecond Mortgage --|tCode of Banking Practice
--|tPriorities --|tLand Registration Ordinance --
|tEquitable Interests of Occupiers --|tRights of Mortgagee
/Chargee --|tRight to Possession of Title Deeds --|tRight
to Take Out Insurance --|tRight to Sue --|tRight to
Possess the Property --|tPower of Sale --|tRight to
Appoint Receiver --|tPower to Foreclose --|tRight to
Consolidate --|tRight to Tack --|tAdditional Remedies for
Equitable Mortgagees --|tRights of Mortgagors/Chargors --
|tRight of Redemption --|tCollateral Advantages --
|tExtortionate Money Lending Agreement --|t'Oppressive and
Unconscionable' Terms --|tUndue Influence or
Misrepresentation --|tRight of Disposition --|tRight of
Possession --|tRight to Lease --|tDischarge --|tSummary --
|tKey Terms --|tStudy Guide --|tFurther Reading --|g7.
|tOther Security Interests --|tLearning Objectives --
|tIntroduction --|tCompany Charge --|tFixed Charge --
|tFloating Charge --|tCrystallization --|tPriority of
Charges --|tDate of Creation --|tNature of the Charge --
|tRequirement to Register --|tValidity of Charges in
Winding-Up --|tChargee's Powers and Remedies --|tPledge --
|tDelivery of Possession --|tGeneral Letter of Pledge --
|tTrust Receipts --|tRights at Common Law --
|tHypothecation --|tLetter of Hypothecation --|tRisk of
Hypothecation --|tCompany Shares --|tQuoted Shares as
Security --|tUnquoted Shares as Security --|tMortgage of
Company Shares --|tMortgage of Shares Held by CCASS --
|tPowers and Remedies of Mortgagees --|tInsurance Policies
--|tLife Assurance Policies --|tInsurance Relating to
Goods --|tCreation of Security Interest --|tCommon
Provisions of a Security Document --|tPowers and Remedies
of Mortgagees --|tRelease of Security --|tBankers' Lien --
|tSummary --|tKey Terms --|tStudy Guide --|tFurther
Reading --|gPart 4.|tInsolvency --|g8.|tBankruptcy --
|tLearning Objectives --|tIntroduction --|tBankruptcy --
|tBankruptcy Petition --|tCreditor's Petition --|tDebtor's
Petition --|tInterim Receiver --|tBankruptcy Order --
|tOfficial Receiver --|tDischarge From Bankruptcy --
|tVoluntary Arrangements --|tNominee --|tProposal --
|tStatement of Affairs --|tInterim Order --|tNominee's
Report --|tCreditors' Meeting --|tApproved Voluntary
Arrangement --|tLegal Issues for the Banker --|tCreditor's
Petition --|tBankruptcy Order --|tProof of Debt --|tSet-
Off --|tProperty Available for Payment --|tSummary --|tKey
Terms --|tStudy Guide --|tFurther Reading --|g9.|tWinding
Up --|tLearning Objectives --|tIntroduction --|tWinding Up
--|tCompulsory Winding Up --|tSummary Procedure --
|tRegulating Order --|tGrounds for Compulsory Winding Up -
-|tVoluntary Winding Up --|tMembers' Voluntary Winding Up
--|tCreditors' Voluntary Winding Up --|tSpecial Procedure
for Voluntary Winding Up --|tPetition for Winding Up --
|tThe Liquidator --|tLiquidator in Compulsory Winding Up -
-|tLiquidator in Voluntary Winding Up --|tUnregistered
Companies --|tAssets Available for Distribution --
|tMembers' Liability to Contribute --|tDirectors'
Liability to Contribute --|tLiability of the Contributory
--|tCollection of the Company's Assets --|tRanking of
Claims --|tPreferential Payments --|tSecured Creditors --
|tUnsecured Creditors --|tAntecedent Transactions --
|tFraudulent Preference --|tExtortionate Credit
Transactions --|tEffect of Floating Charge --|tLegal
Issues for the Banker --|tCommencement of Winding Up --
|tCourt Validation Order --|tVoid Transactions Under
Section 183 --|tSet-Off and Contingent Liabilities --
|tSummary.
520 "A solid understanding of how banks operate is crucial to
grasp the functioning of modern society. Banks are an
intrinsic part of business, finance, and everyday life.
Modern banking is regulated by a sophisticated set of laws
and regulations that are constantly evolving. Banking Law
and Practice from the Hong Kong Institute of Bankers
outlines and explains these laws and regulations clearly
and in detail. This regulatory framework has a deep impact
on banks, bankers, and anyone that deals with them, which
is the overwhelming majority of society. This high level
of impact makes Banking Law and Practice an important book
as well as a necessary and authoritative reference for
industry professionals, students, and the public at large.
Banking Law and Practice discusses a range of topics that
have a direct bearing on the day-to-day operations of
banks, from contracts to how to ensure safe and secure
lending. It examines the development and current state of
banking legislation and regulation and facilitates bankers
and their institutions to shape their practice to meet all
the necessary legal and regulatory requirements"--EBL.
588 0 Print version record.
590 O'Reilly|bO'Reilly Online Learning: Academic/Public
Library Edition
650 0 Banking law|zChina|zHong Kong.
650 0 Banks and banking|zChina|zHong Kong.
650 7 Banking law|2fast
650 7 Banks and banking|2fast
651 7 China|zHong Kong|2fast|1https://id.oclc.org/worldcat/
entity/E39PBJvt6xv8pV6CJd3DMttxjC
710 2 Hong Kong Institute of Bankers.
776 08 |iPrint version:|tBanking Law and Practice.|dJohn Wiley &
Son Ltd 2011|z9780470827611|w(OCoLC)704391849
856 40 |uhttps://ezproxy.naperville-lib.org/login?url=https://
learning.oreilly.com/library/view/~/9780470827642/?ar
|zAvailable on O'Reilly for Public Libraries
938 EBL - Ebook Library|bEBLB|nEBL4028346
938 EBSCOhost|bEBSC|n480549
938 YBP Library Services|bYANK|n12667534
938 YBP Library Services|bYANK|n9659332
994 92|bJFN