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003    MWT 
005    20191125112445.0 
006    m     o  h         
007    sz zunnnnnuned 
007    cr nnannnuuuua 
008    141101s2014    xxunnn es      i  n eng d 
020    9781629238791 (sound recording : hoopla Audio Book) 
020    1629238791 (sound recording : hoopla Audio Book) 
029    https://d2snwnmzyr8jue.cloudfront.net/
       dsa_9781629238791_180.jpeg 
028 42 MWT11207852 
037    11207852|bMidwest Tape, LLC|nhttp://www.midwesttapes.com 
040    Midwest|erda 
082 04 332.70973|223 
099    eAudiobook hoopla 
099    eAudiobook hoopla 
100 1  Halpern, Jake,|eauthor. 
245 10 Bad paper :|bchasing debt from Wall Street to the 
       underworld|h[Hoopla electronic resource] /|cJake Halpern. 
250    Unabridged. 
264  1 [United States] :|bDreamscape Media, LLC,|c2014. 
264  2 |bMade available through hoopla 
300    1 online resource (1 audio file (6hr., 37 min.)) :
       |bdigital. 
336    spoken word|bspw|2rdacontent 
337    computer|bc|2rdamedia 
338    online resource|bcr|2rdacarrier 
344    digital|hdigital recording|2rda 
347    data file|2rda 
506    Digital content provided by hoopla. 
511 1  Read by Qarie Marshall. 
520    Jake Halpern introduces us to a former banking executive 
       and a former armed robber who become partners and go in 
       quest of 'paper' - the uncollected debts that are sold off
       by banks for pennies on the dollar. As Halpern shows, the 
       world of consumer debt collection is a wild and 
       unregulated shadowland, where operators may misrepresent a
       debtor's situation, make illegal threats, and even lay 
       claim to debts that are not theirs to collect in the first
       place. Halpern follows his collectors as they intimidate 
       competitors with weapons, manage high-pressure call 
       centers, and scheme new ways to benefit from American's 
       debt-industrial complex. He also explores the history of 
       collection agencies and reveals the human cost of a system
       that leaves hardworking Americans with little opportunity 
       to retire their debts in a reasonable way. 
538    Mode of access: World Wide Web. 
650  0 Finance, Personal. 
650  0 Consumer credit. 
650  0 Collecting of accounts. 
650  0 Collection agencies. 
700 1  Marshall, Qarie,|enarrator. 
710 2  hoopla digital. 
856 40 |uhttps://www.hoopladigital.com/title/
       11207852?utm_source=MARC|zInstantly available on hoopla. 
856 42 |zCover image|uhttps://d2snwnmzyr8jue.cloudfront.net/
       dsa_9781629238791_180.jpeg